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Before you agree to an insurance settlement, know what it covers and which rights you give up. At Charlie Therman Injury & Accident Lawyers, P.C., our personal injury lawyers in Springfield can review your claim and help you decide how to proceed.
Our attorneys bring 75 years of combined experience to representing injured people. We investigate responsibility, document your losses, and keep you informed so you can ask questions as your claim develops.
Schedule a free consultation to discuss your injury, any insurance requests you have received, and how we can help.
Injury Cases Our Springfield Personal Injury Lawyers Handle
At Charlie Therman Injury & Accident Lawyers, P.C., we handle injury claims involving unsafe driving, property hazards, and workplace accidents.
Our practice includes:
- Springfield elevator accident lawyer: We investigate sudden drops, doors closing on passengers, and uneven stops that cause falls, including whether an elevator maintenance company or building owner failed to keep the elevator safe.
- Springfield workers‘ compensation lawyer: A work injury may qualify for medical and disability benefits without proving employer negligence, and we help employees pursue those benefits or challenge denials.
- Springfield car accident lawyer: We review driver conduct, crash evidence, and insurance coverage to pursue compensation after a collision.
- Springfield truck accident lawyer: Commercial vehicle cases may require investigating driver conduct, maintenance records, and the trucking company’s responsibilities.
- Springfield construction accident lawyer: We assess workers’ compensation coverage and whether a separate claim exists against a responsible outside contractor or other third party.
- Springfield boating accident lawyer: Our team handles injuries involving pleasure boats and jet skis, including collisions, unsafe operation, and passenger injuries.
The circumstances determine which rules apply. Workers’ compensation follows a different process than a negligence lawsuit, and we coordinate related claims when both apply.
How Fault Is Evaluated in Springfield Injury Cases
To assess fault, we examine how the injury happened and each party’s role. That review helps us establish responsibility and respond to claims that your own conduct contributed.
Establishing Another Party’s Responsibility
Most negligence claims require proof that someone owed you a duty of care, failed to meet that duty, and caused your injuries and losses. For example, a driver’s failure to yield can support your claim when the evidence shows that it caused the collision and your injuries.
Understanding Shared Fault
Illinois generally follows modified comparative negligence. If your share of fault exceeds 50%, you cannot recover damages in a negligence claim. If your fault is 50% or less, your compensation is reduced proportionally. For example, being 20% responsible would reduce your recovery by 20%.
Challenging an Insurer’s Fault Assessment
An insurer’s initial assessment does not settle who is responsible. Our Springfield personal injury attorneys at Charlie Therman Injury & Accident Lawyers, P.C., review photographs, witness accounts, video, and other records to determine whether the evidence supports the insurer’s position and how we can challenge it.
Compensation for Medical Costs and Other Losses
Your claim should account for the losses your injury caused, including supported future needs. At Charlie Therman Injury & Accident Lawyers, P.C., we assess:
- Medical treatment, rehabilitation, and necessary future care.
- Lost wages and reduced future earning capacity.
- Physical pain and suffering.
- Disfigurement.
- Disability or loss of a normal life, without duplicating compensation for the same loss.
Medical opinions, work records, and specific examples of daily limitations help support these damages. Serious injuries may also require an assessment of future therapy, assistive equipment, or ongoing care.
Case value depends on fault, the extent of your injuries, available coverage, and the evidence. Medical liens or reimbursement obligations can affect the amount you receive, so we review those obligations when discussing settlement.
Illinois Filing Deadlines for Injury Claims
Illinois generally allows two years to file a negligence-based personal injury lawsuit, often beginning on the injury date. Different rules can apply to children, deaths, delayed discovery, and other circumstances.
Many claims against local public entities or their employees have a one-year filing period. Workers’ compensation claims have separate reporting and filing requirements. Our personal injury attorneys in Springfield identify deadlines for each claim rather than relying on a single general rule.
Opening an insurance claim or negotiating ordinarily does not pause the lawsuit deadline. An early review also gives you time to preserve footage and other evidence before it disappears.
What to Expect When We Handle Your Case
We begin with your account of the incident, your treatment, and any insurance communications. From there, we gather the records needed to evaluate responsibility and losses, then discuss whether the evidence supports a settlement demand.
If a lawsuit is necessary, both sides exchange documents and take testimony through discovery. A case properly filed in Sangamon County may proceed in the courthouse at 200 South Ninth Street in Springfield. The correct court depends on the parties and facts.
Throughout the case, we explain developments and prepare you for decisions. Charlie Therman Injury & Accident Lawyers, P.C., can negotiate a resolution or, when needed, present your case at trial; you decide whether to accept a settlement.
Experience and Personal Service at Charlie Therman
Learn more about Charlie Therman Injury & Accident Lawyers, P.C. and the background we bring to injury representation:
- Over $100 million recovered: Charlie Therman Injury & Accident Lawyers, P.C., has recovered more than $100 million for clients across its cases.
- 75 years of combined experience: The attorneys at Charlie Therman Injury & Accident Lawyers, P.C., bring 75 years of combined legal experience to their work.
- Serving clients since 2002: Charlie Therman Injury & Accident Lawyers, P.C., has represented clients since 2002.
- Insurance–side experience: The founding partner of Charlie Therman Injury & Accident Lawyers, P.C., previously worked on the insurance side with Allstate.
- Responsive client service: Charlie Therman Injury & Accident Lawyers, P.C., provides personal attention and keeps clients informed about their claims.
Consult a Personal Injury Attorney in Springfield
Tell us where the injury happened, what treatment you have received, and whether an insurer has contacted you. Those details give us a starting point for reviewing your claim without requiring a complete file.
Contact Charlie Therman Injury & Accident Lawyers, P.C., for a free consultation, in person or by Zoom. Our Springfield personal injury lawyers work on contingency and explain attorney fees and responsibility for case expenses before you decide whether to hire us.
