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A crash on Route 59 or Butterfield Road can leave you with injuries, a damaged car, and an insurance adjuster calling before you’ve even seen a doctor. If you’re looking for a car accident lawyer in Warrenville, Charlie Therman Injury & Accident Lawyers, P.C. can take over the claim while you focus on getting better.
We’ve gone to bat for injured Illinois residents since 2002, and when you choose Charlie, you work with people who know your name and your case. Our personal injury lawyers in Warrenville can meet with you for a free consultation, in person or on Zoom, to talk through what happened and what your options may be.
Busy Warrenville Roads Where Crashes Happen
In 2023, Warrenville had 252 reported traffic crashes, including 49 injury crashes that hurt 68 people and one fatal crash, according to the Illinois Department of Transportation. Turning crashes led all crash types that year with 77, followed by 68 rear-end collisions.
Much of that traffic moves through a few corridors. Route 59 carries shoppers and commuters along the city’s west side, and its intersection with Butterfield Road (IL 56) is where two state routes meet. Winfield Road, Batavia Road, and Diehl Road feed drivers toward the Cantera office area and the I-88 interchange.
Turning and rear-end crashes often come down to a driver who didn’t yield or who followed too closely. Those facts point to who caused the crash, and a Warrenville car accident lawyer can use them to show whose insurer should pay.
What to Do After a Car Accident in Warrenville
The steps you take in the first days after a crash can protect both your health and your claim. Start with these:
- Call 911 if anyone is hurt. The Warrenville Police Department responds to crashes on city streets, and Illinois State Police Troop 15 patrols I-88 and the other Chicago-area tollways.
- Get checked by a doctor, even if you feel fine. Northwestern Medicine Central DuPage Hospital sits north of the city on Winfield Road in Winfield.
- Take photos of the vehicles, the road, and your injuries, and get the other driver’s name and insurance information.
- File a crash report within 10 days if no officer came to the scene and the crash hurt someone or caused more than $1,500 in property damage ($500 if any driver is uninsured).
- Request a copy of your crash report. Warrenville handles these requests through the city’s online public records portal, described on the police Records Division page.
Be careful speaking with the other driver’s insurance company. An adjuster may ask for a recorded statement soon after the crash, and you generally don’t have to give one before you talk with a lawyer.
How Can You Pay for Treatment Without Health Insurance?
Depending on your policy and the facts of the crash, these sources may help cover your care:
- Medical payments (MedPay) coverage on your own auto policy, if you bought it, which can pay medical bills no matter who caused the crash
- Uninsured motorist coverage, which Illinois requires in auto policies under 215 ILCS 5/143a and which can pay when the at-fault driver has no insurance
- The at-fault driver’s liability insurance, once fault is established
- A medical provider who may treat you on a lien
If you don’t have health insurance, Charlie Therman Injury & Accident Lawyers can connect you with medical providers who may treat you on a lien. Don’t skip care because of cost. Gaps in treatment can give an insurer a reason to argue that your injuries weren’t serious.
Illinois Is an At-Fault State, and Fault Can Be Shared
Some people believe Illinois is a no-fault state, where your own insurer pays your injury costs no matter who caused the crash. That’s wrong. Illinois uses an at-fault system, and drivers must carry at least $25,000 per person and $50,000 per crash in bodily injury liability coverage, plus $20,000 for property damage, under 625 ILCS 5/7-203.
Fault can also be split between drivers. Under Illinois’s modified comparative fault rule, which assigns each person a share of the blame, you can recover damages if you’re 50% or less at fault, but your award drops by your share. If you’re more than 50% at fault, you recover nothing under 735 ILCS 5/2-1116.
Insurers know this rule, and an adjuster may try to shift more of the blame onto you to pay less. Before founding the firm, Charles Therman worked on the insurance side with Allstate, so he knows how insurers evaluate claims and what it takes to negotiate a fair settlement.
How Long Do You Have to File a Car Accident Lawsuit in Illinois?
The time you have to file a car accident lawsuit in Illinois is generally two years from the date of the injury under 735 ILCS 5/13-202. Lawsuits over Warrenville crashes are usually filed with the 18th Judicial Circuit Court at the DuPage County Courthouse in Wheaton.
If a vehicle owned by a local public entity, such as the City of Warrenville, DuPage County, or a school district, caused the crash, you generally have one year to sue under 745 ILCS 10/8-101. For an injured child, the two-year clock generally doesn’t start until the child turns 18 under 735 ILCS 5/13-211.
Insurance talks can drag on for months, and they don’t pause the lawsuit deadline. If you’re not sure which deadline applies, Charlie Therman Injury & Accident Lawyers can review the dates in your case and tell you how much time you have left.
Why Warrenville Drivers Choose Our Car Accident Attorneys
Charlie Therman Injury & Accident Lawyers has recovered more than $100 million for injured clients. Past results do not guarantee future outcomes. Our attorneys bring more than 75 years of combined experience, and Charles Therman has practiced law in Illinois since 2000.
Our Wheaton office is the closest of our five offices to Warrenville, and clients who need a car accident lawyer in Chicago work with the same team at our headquarters near O’Hare. You can also meet with us on Zoom, so you don’t have to travel while you recover.
Our team is responsive. When you call or message us, you hear back quickly, and you pay no attorney’s fees unless we recover compensation for you. If your injuries keep you off work, we’ll walk you through how lost wages and future medical costs fit into your claim.
Talk to a Warrenville Car Accident Lawyer About Your Claim
After a crash, the other driver’s insurer starts building its side of the story right away. A car accident attorney in Warrenville can start building yours, from the crash report and medical records to every conversation with the adjuster.
We go to bat for our clients against insurers and the drivers responsible for their injuries. Call or message Charlie Therman Injury & Accident Lawyers now for a free consultation, in person at our Wheaton office or on Zoom.
